refinance non reaffirmed mortgage

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Can I Refinance a Mortgage That Was Discharged in Bankruptcy. – Upon the advice of my lawyer, I did not reaffirm the mortgage in the bankruptcy. I kept my house, and I have stayed current on my mortgage. I just asked wells fargo to refinance my mortgage at a lower rate. It told me that it cannot refinance the mortgage because I did not affirm the loan in the bankruptcy.

How to Refinance a Jumbo Loan – You’ve owned your home for a while, made timely payments on your jumbo mortgage and built up some equity. Now, you’d like to find a way to lower your interest rate or save money on your monthly.

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How To Self Report Payments On Your Credit Report Post Bankruptcy – In fact, reaffirming the debt on some junior or refinanced mortgages could result in you owing the full amount later on in the event you miss.

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Should I Reaffirm My Mortgage Debt After Bankruptcy. – The promise to repay a mortgage after bankruptcy is known as reaffirming your mortgage debt, and whether you want to take this step depends on your circumstances and the type of bankruptcy for which you have filed.

Auto Loans and Financing – If and when there may be a clause of this type in some area, it is for mortgages (not the purchase agreement itself. Unfortunately, no. There is a 3 day rescission period for home loans but.

Mortgage Reaffirmation Agreements, Credit Reporting and the. – In certain circumstances, debtors may reaffirm the mortgage debt, which. report, the debtor may have difficulty refinancing and purchasing a new. court held, ” the mere reporting of credit information about a debtor vel non is.

What lenders/mortgage brokers will refinance wi – Q&A – Avvo – What lenders/mortgage brokers will refinance without reaffirming mortgage. I live in AZ and chapter 7 bankruptcy was discharged on 10/14//10, without reaffirming mortgage. BK attorney said mortgage can’t be reaffirmed.

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